HDFC bank is one of the most prominent banks in India. It also has branches in four other countries providing home loans to Non-Resident Indians. HDFC provides services such as savings and current accounts, debit and credit cards, loan facilities for different purposes, investment options, etc. A number of customers are enjoying personal loans, motor vehicle loans, investment policies and other banking facilities. Since the bank has embraced digital banking, it has become easier for customers to carry out banking activities. Be it a fund transfer, it balance check, opening a fixed deposit plan or a recurring deposit plan, everything can be done at our convenience. This article will provide you with information regarding the services provided by HDFC Bank.
How to open an account with HDFC Bank?
To open an account with HDFC bank, follow the guidelines given below:
- Visit the nearest HDFC branch along with the required documents. To know the required document, read further.
- Approach the bank staff and ask for an account opening form.
- Fill that form with accurate information such as your name, address, date of birth and other details.
- You should also write someone as a nominee. The nominee can be one of the family members or someone close to you.
- Sign the form properly and let the Nominee sign it too.
- Remember that the signature you used will be used later.
- Then, submit it with the required documents.
- After the application is reviewed by the staff and the account opening process is completed, the bank will give you all the related documents including HDFC passbook.
HDFC Passbook
The HDFC Passbook is a physical booklet containing a detailed record of all transactions conducted through an individual’s bank account, including withdrawals, deposits, transfers, and earned interest. However, in line with technological advancements, HDFC Bank now offers an electronic variant known as the e-Passbook.
The HDFC e-Passbook serves as a digital rendition of the physical passbook and is accessible through the HDFC Mobile Banking app or the HDFC Net Banking portal. This digital version provides customers with real-time updates on their transactions, eliminating the necessity of visiting a bank branch to update the physical passbook.
Mobile banking apps are becoming very popular nowadays. All the other banks have their own mobile banking apps. UCO bank has a variety of mobile banking apps. Following are the UCO bank mobile banking apps available.
UCO mPassbook
The UCO mPassbook app functions as a digital rendition of the traditional passbook, allowing customers to access their account statements and transaction history from their smartphones at their convenience.
UCO mBanking Plus
UCO mBanking Plus integrates various UCO apps like UCO Secure, UCO mPassbook, and BHIM UCO UPI, offering customers a unified platform for multiple banking services accessible through a single login.
UCO mBanking
UCO m Banking Corporate caters specifically to corporate customers, providing features such as fund transfers, beneficiary management, cheque book requests, and more, tailored to their banking needs.
Bhim UCO UPI app
The BHIM UCO UPI app, exclusively designed for UCO Bank customers, facilitates money transfers, balance checks, and other transactions via VPA (Virtual Payment Address).
UCO Bank’s Mobile Banking App, UCO mBanking Plus, grants customers access to a wide array of banking services on their smartphones, enabling activities like fund transfers, checking statements, loan applications, and requesting cheque books anytime and anywhere.
Coming to HDFC Passbook, let’s see how HDFC e-passbook operates.
HDFC e-passbook access
To access the HDFC e-Passbook, customers can follow these few steps provided below:
- Download the HDFC Mobile Banking app or log in to the HDFC Net Banking portal using your login credentials
- Find the ‘e-Passbook’ section and click on it.
- If you have more than one account, you have to choose the account for which you wish to view the passbook.
- Then, enter your password for authentication.
- Now you can view all your banking transactions and current account balance.
Benefits of HDFC Passbook:
- It enables customers to monitor banking transactions and account balances without much effort.
- HDFC Passbook provides easy tracking of all banking activities.
- With the HDFC e-Passbook, customers don’t need to visit the bank branch to update their physical passbook.
- HDFC e-Passbook ensures a secure and protected method for accessing banking information.
If you want to use the HDFC internet banking portal, you need to register yourself for it. Here are the steps you can follow for registration.
- Open the browser on your device and go to the official website of HDFC bank.
- There will be an option for registration under the ‘Online Banking’ or ‘Login’ section.
- You have to enter some details like account number, card details, personal information, and the bank will send an OTP (One Time Password) to your registered mobile number for verification.
- After entering all those, set up a user ID and password. A strong password is suggested, it will be a combination of alphabets, numbers, and special characters for
- After registration, you can log in to your account using the newly created credentials.
- Most of the time the bank prompts users to set a security question and its answer to enable two-factor authentication, or link a registered device for extra security. Set something familiar to you as security questions and answers lest you should forget or get confused with it later. This is to help you recover your password.
HDFC Bank mini statement
Moreover, the mini statement is also a great banking tool for checking account balances and transaction history. You can get it in many ways. You can call the HDFC mini statement number and you will get the details of your transaction and current balance in the form of an SMS. In the same way, you can send an SMS to HDFC mini statement number and the bank will send you the SMS containing your transaction details. For these two options, your mobile number should be registered.
Mobile number registration
- For online registration, you have to go to the official website of HDFC Bank.
- Then, in the profile section see if there is an option for “update mobile number”. Select that.
- Then, the next step is to enter the mobile number you wish to update. Enter all the other required details such as your account number, name, address, etc.
- Then, your mobile number will be registered with the HDFC Bank.
- If you want to do it offline, you need to go to a nearby HDFC Bank.
- Request the staff for a mobile number registration form.
- Enter all the required information such as your personal details, account details and the mobile number you wish to register.
- Then, submit it along with some identity proof documents. These documents can be your Aadhaar card/driving licence/any other government-issued identity card. The bank staff will verify the form and your mobile number will be registered with the bank.
